This program was designed for NSCA members to take advantage of their collective purchasing power and allow for some unique plan design features not available in the standard health plan marketplace today. By pooling the size of the NSCA, each member firm will be able to enroll in a self-funded plan. Just like today, you will be invoiced a rate equal to your maximum claims liability.

 

However, if you have a claims year where you spent more than your premiums, you will not be billed an additional amount. Each plan will have an insurance policy protecting the plan against large losses. The added benefit that is not available to you today is that with a good claims year, your firm is eligible for a premium credit! If your plan pays more premium than it had in health claims and expenses, that plan could qualify for a premium credit.